We are conducting an informational workshop that covers many topics related to your retirement. There will be nothing sold at this workshop. Our speaker, Jean A. Dorrell, C.E.P., is a Published Author and Nationally Interviewed on CNBC’s Squawk on the Street, Kiplinger’s and Fox Business Daily News, on topics pertaining to retirees. Jean appears on a regular segment entitled Money Watch on Fox 35 and is known as The Smart Money Gal. Jean will inform you about recent changes in Federal and State laws which allow the government to legally tax 30 percent of your IRAs.

This is a must seminar for Retirees who have previously planned to live on their investment income, annuities and IRAs.

• Taxes on high income individuals and trusts have increased for 2014.
• Planning needs to begin NOW to prepare for tax increases, especially for taxpayers and Trust owners who will be in the top tax brackets in 2014 with just $12,150 in annual income!
• IRA distributions are exempt from the 3.8% surtax on net investment income, but taxable distributions from these accounts can push income over the threshold amounts causing other investment income to be subject to the tax.
• Roth conversions are more valuable as a means to eliminate future taxable income and eliminate future RMDs from traditional IRAs before higher tax rates become effective.
• Taxpayers who have named a discretionary trust as their IRA beneficiary should consider Roth conversions to avoid potential harsh trust tax rates at low trust income levels.
• Salary deferrals (401(k), 403(b), etc.) can reduce MAGI for the 3.8% surtax but cannot reduce earned income for the 0.9% additional Medicare tax.
• Trusts are hit hard – The 3.8% surtax kicks in at much lower income levels for trust. The threshold for trusts and estates is the amount at which the top trust tax bracket takes effect. This amount in 2014 is $12,150. If you are leaving assets to your family through a TRUST you must attend.

FLA Republican Marco Rubio said the Court’s ruling confirmed that ObamaCare is essentially a “middle-class tax increase,” and will further stall the lagging economic recovery and create tax problems for millions of Americans.

Due to the popularity of this workshop, available seating is limited and reservations are required. If married, we ask that both spouses attend. Please respond immediately to guarantee a seat.

PS: The last workshop was full. It could change your life!
(Note:Lawyers, Brokers, CPA’ s or Advisors may NOT attend as space is needed for retirees.)

The presenter, speaker and sponsor of this information is a licensed, independent Insurance agent. The presenter, speaker and sponsor of this information (Invitation) as well as the information presented at the seminar is not related to, endorsed by, nor connected with and not approved by any Government Agency or organization. Although the seminar is providing information of value for consumers, the seminar is a solicitation for Insurance products such as Medicare supplements, Long Term Care Insurance, Life Insurance, & Annuities.

Reserve Your Seat Today!

Please complete the form below. Once we receive your information we will contact you to confirm your reservation.